For example the case you stated with ChipKnip I can see right away why it would actually be useful and needed. Perhaps in Netherlands they were too far ahead of the need.

The problem it solves is quite obvious here in the US to anyone who was taken advantage of by thieves clearing out their debit account. With a Debit card every time you use it your risking any money you have in your account. People here have started creating “one time use” Debit cards, or opening two accounts and only moving over money needed to their daily use debit card.

Well how about credit cards? In the past they had a transaction fee with a minimal amount and also charged 3% to the seller. Fine for the buyer but 3% out of the seller pocket, think a $4000 worth of transactions would pay for a $100 chippak machine to be installed.

Another advantage would be making private payments.

So the chipknip would basically be able to replace cash in your wallet. It good for the vendors as they don’t pay 3%, machines can be less complicated since they do not have the expensive mechanics to take change and money. They would not be targets for theft etc.

The end user could have privacy protected, and protection from their bank account from being drained. (http://www.pcworld.com/article/id,131701-page,1/article.html)

I would say the only reason we do not have such a great thing as Chipknic here in the US is that the large banks and credit card companies probably killed it long ago or just haven’t found a way to make money on it.

So how does this relate to what you said about WiMax.

WiMAX is not like chipkak. It is not propriety in fact it is the opposite, while CDMA is a proprietary standard, WiMAX is open. The only limiting factor is the frequency, and yes that is limited. I find that WiMAX actually is opposite to what you are saying, it’s competition is typically Proprietary standards (CDMA2000, UTM etc). The reason why carriers are going to WiMAX is acctually to reduce the cost from doing a proprietary setup. In other words they don’t want to be pay Qualcomm tons of money and spending $15 billion on proprietary equipment like they did before.

The issue I believe you are trying to address is that the Sprint and the other “telecoms” will probably not allow their devices to work on any frequency range but theirs. That is the real issue. As WiMAX can be used in unlicensed spectrum also (just at lower power), they “Sprint etc” will resort to locking the device their frequency which would be similar to the locked hand sets we currently have.

While I do not exactly agree with this, I do agree that the current CDMA , EDGE etc standards should be replaced with a more open format that would be good for licensed and unlicensed frequencies. This actually a win-win situation.

No regard to WiFi being better, due to the current installed base. Anyone who has designed Wifi networks realizes the huge amount of baggage that comes with them. WiMAX allows us to drop this and start with a fresh slate and build systems that take better advantage of the very limited radio spectrum that we have.

So the solution is to use WiMAX and Wifi together until the next geration of laptops and phones have Wimax built in. You may say well how about if we improve Wifi and it’s standards, well then you would eventually get something similar to WiMAX anyway. Keep in mind this is the standard setup by the same group IEEE that made the WiFi standard in the first place. So while WiFi has it’s place unless the standard is extended to include WiMAX benifts , it’s best we drop it sooner than later.

For example the case you stated with ChipKnip I can see right away why it would actually be useful and needed. Perhaps in Netherlands they were to far ahead of the need.

The problem it solve is quite obvious here in the US to anyone who was taken advantage of by theives clearing out their debit acocunt. With a Debit card every time you use it your risking any money you have in your account. People here have started creating one use Debit cards, or opening two accounts and only moving over money needed.

Well how about credit cards? In the past they had a transaction fee with a minimal amount and also charged 3% to the seller.

Third was how to make payments in privacy?

So the chipknip would bascially be able to replace cash in your wallet. It good for the vendors as they don’t pay 3%, machines can be less complicated since they do not have the expensive mechanics to take change and money. They would not be targets for theft etc.

The end user could have privacy protected, and protection from their bank account from being drained. (http://www.savemart.com/pdfs/SaveMartFAQ.pdf)

I would say the only reason we do not have such a great thing as Chipknic here in the US is that the large banks and credit card companies probably killed it long ago or just haven’t found a way to make money on it.

So how does this relate to what you said about WiMax.

WiMAX is not like chipknip. It is not proprietary in fact it is the opposite, while CDMA is a proprietary standard, WiMAX is open. The only limiting factor is the frequency, and yes that is limited. I find that WiMAX actually is opposite to what you are saying, its competition is typically proprietary standards (CDMA, EDGE). The reason why carriers are going to WiMAX is to reduce the cost from doing a proprietary setup.