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	<title>Comments on: Advice to unemployed college graduates</title>
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	<link>http://www.pjentrepreneur.com/2009/11/10/advice-to-unemployed-college-grads/</link>
	<description>Early stage tech startups</description>
	<lastBuildDate>Fri, 12 Mar 2010 05:20:43 +0000</lastBuildDate>
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		<title>By: Cody McKibben</title>
		<link>http://www.pjentrepreneur.com/2009/11/10/advice-to-unemployed-college-grads/comment-page-1/#comment-15518</link>
		<dc:creator>Cody McKibben</dc:creator>
		<pubDate>Thu, 12 Nov 2009 16:46:25 +0000</pubDate>
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		<description>Hey Esme, thanks for using my new theme here! If you want to use a snapshot photo, make sure you click the checkbox for a &quot;small blog title&quot; so it resizes it appropriately. Otherwise, leave the image field for the snapshot blank and click save in the Theme Options page. looks great though ;)</description>
		<content:encoded><![CDATA[<p>Hey Esme, thanks for using my new theme here! If you want to use a snapshot photo, make sure you click the checkbox for a &#8220;small blog title&#8221; so it resizes it appropriately. Otherwise, leave the image field for the snapshot blank and click save in the Theme Options page. looks great though <img src='http://www.pjentrepreneur.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Esme Vos</title>
		<link>http://www.pjentrepreneur.com/2009/11/10/advice-to-unemployed-college-grads/comment-page-1/#comment-15367</link>
		<dc:creator>Esme Vos</dc:creator>
		<pubDate>Tue, 10 Nov 2009 18:39:06 +0000</pubDate>
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		<description>Ferodynamics,

That&#039;s exactly why I suggested moving to another country. It&#039;s not as hard as you think. Health insurance is cheaper in most places and the care is better. They allow you to buy cheap health insurance even if you are an individual. I speak from experience. 

I moved to SF this year for personal reasons. In the past year, I have had to buy American health insurance. It costs me $174 per month (and my insurer has increased the premium to $209 starting Jan 2010). This health insurance package was the least expensive I could find in the US and I had to pay a lot in co-payment fees when I visited the doctor for regular checkups.

In the Netherlands I was paying 89 EUR per year and that was for the more &quot;luxurious&quot; package. That&#039;s about $133 (given a $1.50 = 1 EUR exchange rate). You also do not need a car in many countries.

People who simply dismiss the idea of moving to another country WITHOUT first carefully investigating that option are being stupid, close-minded, irrational and reckless.</description>
		<content:encoded><![CDATA[<p>Ferodynamics,</p>
<p>That&#8217;s exactly why I suggested moving to another country. It&#8217;s not as hard as you think. Health insurance is cheaper in most places and the care is better. They allow you to buy cheap health insurance even if you are an individual. I speak from experience. </p>
<p>I moved to SF this year for personal reasons. In the past year, I have had to buy American health insurance. It costs me $174 per month (and my insurer has increased the premium to $209 starting Jan 2010). This health insurance package was the least expensive I could find in the US and I had to pay a lot in co-payment fees when I visited the doctor for regular checkups.</p>
<p>In the Netherlands I was paying 89 EUR per year and that was for the more &#8220;luxurious&#8221; package. That&#8217;s about $133 (given a $1.50 = 1 EUR exchange rate). You also do not need a car in many countries.</p>
<p>People who simply dismiss the idea of moving to another country WITHOUT first carefully investigating that option are being stupid, close-minded, irrational and reckless.</p>
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		<title>By: Ferodynamics</title>
		<link>http://www.pjentrepreneur.com/2009/11/10/advice-to-unemployed-college-grads/comment-page-1/#comment-15366</link>
		<dc:creator>Ferodynamics</dc:creator>
		<pubDate>Tue, 10 Nov 2009 18:33:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.pjentrepreneur.com/?p=528#comment-15366</guid>
		<description>I&#039;d say you also need Twitter, which is how I found your post.  And don&#039;t forget reliable hosting.  Can you be trusted if your site (and email) is down because your shared account got slammed by Slashdot?

Another problem with self-employment, no benefits.  For example, you can&#039;t get a good deal on health insurance because you are just one guy with no bargaining power, even if you join a freelancer&#039;s association.  No pension, no employee discounts, all the taxes are your responsibility, etc.</description>
		<content:encoded><![CDATA[<p>I&#8217;d say you also need Twitter, which is how I found your post.  And don&#8217;t forget reliable hosting.  Can you be trusted if your site (and email) is down because your shared account got slammed by Slashdot?</p>
<p>Another problem with self-employment, no benefits.  For example, you can&#8217;t get a good deal on health insurance because you are just one guy with no bargaining power, even if you join a freelancer&#8217;s association.  No pension, no employee discounts, all the taxes are your responsibility, etc.</p>
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